1. Acceptance of Terms

By accessing or using the Service, you confirm that you have read, understood, and agree to be bound by these Terms, together with our Privacy Policy. If you do not agree with any part of these Terms, you must not access or use the Service.

2. Eligibility

You must be at least 18 years of age and have the legal capacity to enter into a binding agreement to use the Service. By using the Service, you represent and warrant that you meet these requirements and that any information you provide is accurate and complete.

3. Description of Service

Quernmore provides predictive data analysis and decision-support tooling intended to assist users in evaluating information. The Service is provided on an "as is" and "as available" basis. Quernmore does not guarantee the accuracy, completeness, or reliability of any output, prediction, or analysis generated through the Service, and such output should not be treated as professional, financial, or investment advice.

4. Account Registration and Access

Certain features of the Service may require you to request access or register an account. You are responsible for maintaining the confidentiality of any login credentials associated with your account and for all activity that occurs under your account. You agree to notify Quernmore promptly of any unauthorised use of your account.

5. Acceptable Use

You agree not to use the Service to:

• Violate any applicable law, regulation, or third-party right;
• Reverse engineer, decompile, or attempt to extract the source code of the Service;
• Interfere with or disrupt the integrity or performance of the Service;
• Resell, sublicense, or redistribute the Service without prior written consent;
• Upload or transmit malicious code, unauthorised data, or content that infringes the rights of others.

Quernmore reserves the right to suspend or terminate access for any user found to be in breach of these restrictions.

6. Fees and Payment

Where the Service, or specific features within it, are offered on a paid basis, applicable fees will be communicated to you prior to purchase. Unless otherwise stated, fees are non-refundable. Quernmore reserves the right to modify pricing with reasonable advance notice.

7. Intellectual Property

All content, software, trademarks, logos, and materials associated with the Service are the property of Quernmore or its licensors and are protected under applicable intellectual property laws. Nothing in these Terms grants you any right or license to use such materials except as strictly necessary to access the Service for its intended purpose.

8. Data and Privacy

Your use of the Service is also governed by our Privacy Policy, which describes how information is collected, used, and safeguarded. By using the Service, you consent to the practices described in that policy.

9. Disclaimers

To the fullest extent permitted by applicable law, Quernmore disclaims all warranties, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. Quernmore does not warrant that the Service will be uninterrupted, error-free, or free of harmful components, and does not warrant the accuracy or reliability of any analytical output produced by the Service.

10. Limitation of Liability

To the maximum extent permitted by law, Quernmore and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, data, or goodwill, arising out of or in connection with your use of, or inability to use, the Service, regardless of the legal theory on which such liability is based.

11. Indemnification

You agree to indemnify and hold harmless Quernmore, its officers, employees, and affiliates from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising from your use of the Service or your breach of these Terms.

12. Suspension and Termination

Quernmore may suspend or terminate your access to the Service at any time, with or without notice, if it reasonably believes you have violated these Terms or engaged in conduct harmful to Quernmore or other users. You may discontinue use of the Service at any time.

13. Changes to the Service and Terms

Quernmore reserves the right to modify, suspend, or discontinue any part of the Service, and to update these Terms, at its discretion. Material changes will be communicated through reasonable means. Continued use of the Service after such changes constitutes acceptance of the revised Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Quernmore is registered, without regard to its conflict of law principles. [Insert specific governing law and dispute resolution mechanism as applicable to your business.]

15. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

16. Contact

Questions regarding these Terms should be directed through the contact channels made available on the Quernmore website.

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